Steps To Success
Participate In Alumni Activities
As alumni you:
- Participate in surveys & annual credit reviews
- Receive ongoing More Than Wheels support to address any car or loan questions or issues you may have
- Have the opportunity to mentor others
Get Your Vehicle Loan
More Than Wheels prepares all loan documentation on your behalf, and submits the application to the bank for approval. After completing the program including your personal Steps to Success, you should qualify for a loan with a very low interest rate. Then your hard work pays off when you drive off in your own reliable affordable vehicle. A car that will meet you and your family's needs with no longer having to worry about your car breaking down.
Graduate Financial Fitness
You will attend a 6-week course that will help you build skills to better manage your finances. You will learn:
- Building your personal financial budget
- Identifying where your money goes and making better choices for financial stability
- Understanding savings and checking accounts and the importance of saving
- Everything you need to know about credit: Your credit score, what it means and how you can improve it
- Shopping tips to save money while eating better to improve your health and welfare
Credit Repair & Analysis
More Than Wheels will complete a personal credit analysis for you and develop the tasks necessary to repair your credit. A consultant will work with you to provide the help and resources you need and a learning experience that will empower you with new skills so you will never have to find yourself in this situation again.
Establish Positive Payment History
If your credit was previously damaged you’ll need to show that you can make monthly installment payments on time. More Than Wheels' consultants will work with you to establish the necessary positive payment history for access to the low interest rates afforded by our program.
Fulfill Time At Residence & Job
Gaining access to very low interest rates requires that together we show our lenders some stability in your residence and job.
References & History
Obtaining access to low interest loans requires documented references and history. This includes an employer recommendation, personal references, a 5-year personal history and a Personal Statement of credit history. These are important steps as we ready you for your loan application. Your client consultant will work with you in preparing these documents.
Apply
- Personal financial strategies no longer working?
- Want to learn new skills to gain financial control?
- Need reliable, affordable car to improve your job prospects or make life easier?
- Willing to make personal changes?
If your answer is YES – then enroll in More Than Wheels and our proven steps to success process will help you achieve your goals!